但减损在下半年明显减缓，批发银行和消费者部门均是如此。
However, losses slowed considerably in the second half in both the wholesale and consumer divisions.
荒谬的是，我们可能最终会看到这种情形：批发银行免费提供咨询意见，以争取客户。
Paradoxically, we could eventually see a situation where wholesale banks give advice for free in return for getting a flow of customers.
两家银行设立了五个工作组，就风险管理、租赁、批发银行、资产管理和农村金融事宜展开谈判。
The two banks have five working groups discussing risk management, leasing, wholesale banking, asset management and rural financing.
所有业务部门对社区银行收益的贡献比前一季度增长了21%，对批发银行收益的贡献增长18%。
All business segments contributed to earnings with Community Banking up 21 percent and Wholesale Banking up 18 percent from prior quarter.
待建立的专业学院有领导力开发学院(商学院)、零售银行学院、批发银行学院、信用风险学院等。
CMB University is in the progress of establishing Leadership Development College (Business Faculty), Retail Banking College, Wholesale Banking College, and Credit Risk College etc.
最近的一份关于从摩根大通到奥纬集团的批发银行业的未来的报告预测说，买卖价差已经从50%增长到了300%。
A recent report on the future of wholesale banking from Morgan Stanley and Oliver Wyman reckons that bid-offer spreads have increased by anything from 50% to 300%.
由约翰•维克斯爵士领衔的委员会建议将英国的银行一分为二，即将零售银行和商业银行从投资银行和批发银行中分离出来。
The commission, chaired by Sir John Vickers, suggests splitting the country’s banks into two parts, dividing their retail- and commercial-banking bits from the racier investment and wholesale sorts.
这家德国国有批发银行当中最摇摇欲坠的西德意志银行，在其银行网站的醒目位置上，打出其银行许多“保护机构”的概况。
WestLB, the shakiest of Germany's state-owned wholesale Banks, or Landesbanken, prominently displays an "overview" of the bank's many "protection mechanisms" on its site.
IKB可能仅仅是个案，但许多德国银行，尤其是批发银行，已被引流分化为信贷资产证券，哪怕他们否认存在太多的次级部分。
IKB may be a special case, but many German Banks, particularly the wholesale Landesbanks, have been tempted to diversify into CDOs, though they deny much subprime exposure.
但是当年初德国商业银行(Commerzbank)设法收购首都批发银行——柏林州立银行时，到嘴边的肥肉却被储蓄银行协会以高价抢走。
But when Commerzbank sought to buy Landesbank Berlin, the capital's wholesale bank, earlier this year, it was outbid by the savings Banks association.
摩根·斯坦利的Huwvan Steenis认为，较高的资本要求(尤其是对交易业务)，可能导致批发银行的风险加权资产平均而言上升五分之一。
Higher charges, especially for trading, could cause global wholesale Banks' risk-weighted assets to balloon by one-fifth on average, reckons Huw van Steenis of Morgan Stanley.
只有实力最雄厚的银行才能进入批发市场而且成本很高。
Only the strongest banks have access to wholesale markets, and at high cost.
确实，银行需要资金来源和期限的多样化组合，无论是批发还是零售业务。
In truth, Banks need to have a diverse set of funding sources and maturities, whether wholesale or retail.
更为强势的银行和信用社已经能够从批发市场举债了，即使面临着高利率，并且在有些情况下还需要国家的担保。
Stronger banks and cajashave also been able to borrow from the wholesale markets, even if only at highrates and, in some cases, using state guarantees.
欧洲的监管者希望银行有足够的资金，能够经受住批发市场一个月的冻结。
European supervisors want Banks to have enough cash to survive a month-long freeze of wholesale markets.
过去常用于购买一半新车的信用几乎瞬间消失了，原因在于俄罗斯的银行异常的依赖于闭塞的批发市场。
Credit, which was used to finance the purchase of about half of all new cars, disappeared almost instantly because Russian Banks were unusually dependent on shuttered wholesale markets.
亚洲中产阶级的崛起，意味着即使那些传统上专注于批发服务的银行也在增加人手。
The emergence of Asian middle classes means even banks traditionally focused on wholesale services are beefing up.
主权债务危机同样如此：银行因担心受债务重组冲击，担忧意大利自身的信贷价值，便多出价，从批发市场获得贷款。
So does the sovereign-debt crisis: banks are paying over the odds to borrow in wholesale markets because of worries about the effect of debt restructuring and Italy’s own creditworthiness.
主权债务危机同样如此：银行因担心受债务重组冲击，担忧意大利自身的信贷价值，便多出价，从批发市场获得贷款。
So does the sovereign-debt crisis: banks are paying over the odds to borrow in wholesale markets because of worries about the effect of debt restructuring and Italy's own creditworthiness.
其他的，尤其是西班牙，冰岛以及斯堪的纳维亚地区的金融机构甚至更加依赖于银行间的批发市场。
Other Banks, notably in Spain, Iceland and Scandinavia, are even more dependent on the wholesale markets.
对如何延长其批发债务的担心，迫使哈里法克斯(一家英国银行)在9月17日把自己卖得了劳埃德集团。
Worries about how HBOS, a British bank, would roll over its wholesale obligations forced it into the arms of Lloyds TSB on September 17th.
尽管油价走低，批发价格通胀指数已升至6%，已超过印度储备银行(the Reserve Bank of India)所设的5.5%的上限。
Despite lower oil prices, wholesale-price inflation has risen to 6%, which is above the 5.5% upper limit set by the Reserve Bank of India (RBI).
由于存在非上市实体和高度依赖批发资金的储蓄银行，增长目标会被提高到10%。
In the case of unlisted entities, or those with a high dependence on wholesale funding, the target will be as high as 10%.
其结果与某家银行倒闭惊人的相似，只不过这家银行会影响到整个金融批发市场罢了。
The outcome was frighteningly similar to a bank run, but one that affected the entire wholesale money market.
另一个相似之处是欧洲银行业都高度依赖短期市场资金，且资金来源都是类似美国货币基金这样的全球最大的批发借款人。
And in another similarity, the European Banks are heavily reliant on short-term market funding, from sources such as the U.S. money funds that are among the biggest wholesale lenders on the planet.
另一个相似之处是欧洲银行业都高度依赖短期市场资金，且资金来源都是类似美国货币基金这样的全球最大的批发借款人。
And in another similarity, the European Banks are heavily reliant on short-term market funding, from sources such as the U.S. money funds that are among the biggest wholesale lenders on the planet.
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