They credit an improving economy and a dozen rounds of belt-tightening since 2008, with holding the line on taxes.

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Schwartzel is a worthy successor to that five-star line-up after only two full seasons on the Tour under his belt.

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When the crash of 2008 happened, and Wells Fargo yanked our only small credit line for no reason and with no notice, we pulled together as a team, tightened up the belt, and grew.

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