These tools increase our odds and provide a reliable probability analysis.

FORBES: Yield Curve Sings Like A Canary

D. in probability theory and was hoping for a university job doing spectrum analysis of dolphin sounds when McQuown attracted him to Wells Fargo.

FORBES: Default-risk bookies

Ezekowitz also publishes a "survival analysis" method that put Harvard's win probability Thursday at 21.4%.

WSJ: NCAA Tournament: Harvard Outsmarts Harvard

Retailers also continue to experience a higher average probability of default, based on the Sageworks probability of default model, a predictive statistical model for the credit analysis of small or privately held companies.

FORBES: Private Retailers' Sales On The Move