Compulsory insurance included railway, steamship, and airport passenger accidental injury insurance, while voluntary insurance included employee group life insurance and simple life insurance.

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If genomic information can predict someone's future health and life-span, neither side has an interest in insuring against anything other than accidental injury.

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The government warns 2.7m accidents lead people to seek hospital treatment each year, and accidental injury is one of the leading cause of child death.

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"Parents often overestimate their child's intelligence, and underestimate their abilities, " explains Chrissy Cianflone, Director of Program Operations at Safe Kids USA, a nonprofit organization focused on preventing accidental childhood injury.

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Jones-Bishop, who sustained his injury thanks to an accidental boot in that stunner of a 38-26 win at the DW Stadium two months ago, scored the second of two tries in eight second-half minutes that gave Quins brief hope of a comeback.

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During the same period, 7, 766 children under the age of 14 suffered accidental firearms injuries -- about one injury for every million children.

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Those bullets were designed to be accurate to minimise the risk of an accidental head shot - the most common cause of death or injury from a rubber bullet.

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According to the CDC's National Center for Injury Prevention and Control, 703 children under the age of 15 died in accidental firearms deaths between 2001 and 2010, the latest year for which the agency's statistics on fatalities are available.

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There was no doubt that a brain injury had caused the infant's death, but experts clashed over whether it had been accidental or inflicted on purpose.

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