Include the account name and number, current balance, interest rate and minimum payment.

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Unfortunately, as Messrs Knight and Scacciavillani point out, neither of these two frameworks explains sudden, dramatic shifts in capital flows, such as those that have turned current-account deficits in a number of Asian countries into surpluses.

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Estimates of the number who are without a current (ie, chequebook) account range as high as 23%.

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The easing comprises a number of technical tweaks, including increasing the level of reserves in the current account and boosting the Bank's purchase of bonds, both of which should increase flows of money into the banking system.

BBC: A chart of the dollar-yen exchange rate

Second, he assumes that the current rigid cap on the number of visas issued to economic migrants is replaced with one that takes into account what the American labour market needs.

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