Capital One Financial announced settlements with two bank regulators on Wednesday over deceptive marketing practices related to add-on products sold to credit card customers.

FORBES: What's In Your Wallet? If It's a Capital One Card, You May Be Due a Refund

Integration may be implemented directly within the chipset, or it could be delivered through an add-on device, such as the Wireless Charging Card (WiCC) in the image above.

ENGADGET

We're also going to be bugging Adobe and Intel about when this functionality might hit mainstream Intel integrated chipsets as well, though at least Broadcom's Crystal HD accelerator can be added to some existing netbooks such as a PCI Express mini-card or ExpressCard 34 add-on.

ENGADGET: Adobe, NVIDIA and Broadcom bringing GPU acceleration to Flash at long last

They were sold as an add-on when customers were understandably focussing on their primary objective - getting a credit card, a loan or a mortgage.

BBC: PPI: How did the bill ever get so big?

But what you may not be aware of is that every time you swipe your card, and even when you use your debit card at international ATMs, your bank is likely to add on an international processing fee of 2-3%.

FORBES: How Foreign Transaction Fees Cost You