Wal-Mart, Target, Sears and Home Depot said they have no plans to add a credit-card surcharge.

FORBES: Cost-Cutting Banks Seek Smartphone Customers

You said that this budget is not going to add to the credit card as of about the middle of the decade.

WHITEHOUSE: Presidential Press Conference on the 2012 Budget

There is a mad race today to equip our credit cards and our cell phones to act as credit devices, allowing us to merely wave our credit or debit card or smart phone at a vending machine to have it deduct the price of the object from our bank account or add it to our credit card account.

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Capital One Financial announced settlements with two bank regulators on Wednesday over deceptive marketing practices related to add-on products sold to credit card customers.

FORBES: What's In Your Wallet? If It's a Capital One Card, You May Be Due a Refund

To retrieve or add information the PHR is inserted in a credit card reader with software that is remotely installed by LifeNexus.

FORBES: Can LifeNexus Succeed As A Personal Health Record Where Google Has Failed?

Mr. DeBello of Mitek thinks banks ultimately will add features that allow customers to use smartphones to get a credit card or a mortgage.

WSJ: Bank Customers Make Smartphone Connection

To add insult to injury, DecorMyEyes had made unauthorized charges against her credit card.

FORBES: The Killer Sunglasses: Scary, Shady Online Seller Sent To Prison

Credit card issuers continue to sweeten the rewards, hoping to add consumers with excellent credit scores to their portfolios.

FORBES: Attractive Reward Credit Cards Still Available for Prime Customers

They were sold as an add-on when customers were understandably focussing on their primary objective - getting a credit card, a loan or a mortgage.

BBC: PPI: How did the bill ever get so big?