The consequence of this approach is that when interest margins rise for corporate borrowers, as they did in late 2008, the gross value-added of the banking sector appears to go up.

ECONOMIST: The banks' contribution to the economy has been overstated

Value-added per person, a proxy for productivity, rose sharply in this sector, but the number of jobs actually declined between 2000 and 2008.

ECONOMIST: Innovation

Looking for other business, whether getting more money under management or giving value-added to clients, there has lately been an influx of non-attorney planners into the asset protection sector notwithstanding that they are wholly unqualified to provide advice in this area.

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