Banco Santander appears adequately capitalized, with a Tier I capital ratio of 10.8%.

FORBES: Greece No Trojan Horse for Latin America

Adequately capitalized means that the company has sufficient assets to back up the business that it is conducting, and the debts that it is incurring.

FORBES: Noack: The Single Member LLC, Alter Ego, and Undercapitalization

If you have a small business, it would not be the worst thing to do to consult with your attorney or CPA to determine if it is adequately capitalized, at least if the business has potential creditor worries.

FORBES: Khashoggi: Margin Scheme Leads Personal Liability For True Beneficial Owner Under Alter Ego Theory; Undercapitalization and Domination

Second, a business entity must be capitalized adequately for its purpose this is a common weakness with single-owner and closely-held entities.

FORBES: Noack: The Single Member LLC, Alter Ego, and Undercapitalization