Do your web browsing through a restricted user account and not an administrator account.

FORBES: Six Simple Steps Proven To Keep Your Windows 7 PC Safe From Hackers And Malware

The root user, by the by, is the system administrator account, something we'll also discuss in more detail later.

ENGADGET: A guide to Slackware and Arch Linux: getting your hands dirty with Linux

The privileged local administrator account that is created when Windows is first installed should only be used for sensitive administration chores such as installing updates and software and reconfiguring the host.

FORBES: NSA: Protect Your Work Accounts by Beefing Up Home Networking Security

The Ting web page for businesses previews some new tools in the control panel, such as user-level alerts, which will email or text an account administrator or even disable a device when a particular user hits specified usage levels.

FORBES: What Phone Should I Get? Ting Cell Phone Plans For Business Owners

Records show that Ceridian, the COBRA administrator, debited his bank account and then returned the funds, after his injury.

MSN: No guarantees: 3 tales of insurance disaster