Our substantial indebtedness could adversely affect our financial condition, our cash flow and our operating flexibility.

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The lack of effective internal controls could materially adversely affect our financial condition and ability to carry out our business plan.

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"We expect the IRFU to keep us informed of all developments in this matter and consult with the IRUPA before they make any decision which may directly and adversely affect the livelihood and careers of our members".

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"If enacted, UCITA would increase our cost of doing business and adversely affect the economy of the states in which we operate, " the letter states.

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