The super-sized plaintiffs in such cases might just as well sue their cars or their couches or their televisions or their videogames--or any other product of an affluent society.

FORBES: Fat And Happy In Oak Brook And Beijing

Apple sells high end products mostly to the affluent segment of society.

FORBES: Apple Stores Losing Shine As Another Top Exec Hits The Road

In other words, relatively affluent members of American society now consume a bigger share of government benefits.

FORBES: Medicare Is Increasingly A Benefit Enjoyed By The "One Percenters"

Carnegie then used the pamphlet to outline how individuals of great wealth could give back to society, suggesting that acts of immense philanthropy can protect the affluent from the wrath of the poor.

FORBES: Corporate Social Responsibility: Cheaper Than a Pension Fund

For both Malveaux and Smikle, though, one important question remains: will future, more affluent generations of African Americans use their wealth to buy things or to improve society?

NPR: 'Minding Your Money,' Part 1