You put after-tax dollars in the Roth, meaning you get no deduction now as you do with a traditional 401(k).

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Babson's DeMello would have gotten a much fatter tax deduction if he had given away the Streamline shares after they were trading.

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With a conservation easement, you give some or all of the development rights on your land to a government agency or not-for-profit (there are more than 1, 700 local land trusts), and you get a federal income tax deduction for the gift (the difference in the value of the land before and after the easement is in place).

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