On some estimates, these already amount to 40-50% of all bank loans.
In particular, they suffer from a banking system skewed in favour of state-owned enterprises, which receive more than four-fifths of all bank loans.
Nearly 60% of all Romanian bank loans in 1997 were non-performing, says the European Bank for Reconstruction and Development.
The economy is already largely dollarised, and the new banking laws introduced on December 3rd include a requirement that all new bank loans be denominated in dollars.
That's 46 times the amount of all the World Bank loans made over the past three decades.
Slow economic growth has reduced the demand for commercial banking loans, which accounts for nearly a third of all loans outstanding for Bank of America.
Nearly a third of all Czech, Slovak and Romanian bank loans are classified by regulators as possible or probable losses.
Of course, the Fed could potentially buy all of the auctioned Treasury debt in order to keep rates low as uncomfortable a position as that may be but still all other interest rates, from bank loans to municipal debt, would skyrocket.
So what we've said is let's make all these direct loans, as opposed to having bank intermediaries or -- and not just banks -- financial services organizations.
As with all Oberoi properties, these were financed with earnings and bank loans.
However, these branches deliver just 9% of Lloyds' profit - largely because what's being sold is in effect a low-margin mortgage bank, without the benefit of all the other higher margin loans and products that Lloyds also sells its millions of customers.
Those challenges include paying employees, paying back bank loans, meeting deadlines, and making sure that all the legal and accounting issues are taken care of.
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Instead, we have overcapacity in almost all industries that the government has subsidized, mounting non-performing bank loans, fiscal deficits among local governments, rampant corruption and widening income inequality.
All that said, the provision of loans to banks by the Bank of England at an effective interest rate of 0.75% has brought down the cost of mortgages and the cost of small business loans.
One part ("the bad bank") will assume all the residential and commercial real-estate loans and securitized mortgages as assets, and all the long-term debt as liabilities.
Bank credit cards, retail credit cards and auto loans are all more readily available to subprime borrowers over the last year according to a March report from Equifax.
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Earlier this year the central-bank governor, Dai Xianglong, admitted that 5-6% of all loans are unrecoverable.
For instance, Spain's La Caixa savings bank may use Broadcaster to reach all 4, 000 branches with alarms about nonperforming loans or with prospect lists for some new marketing push.
In crude terms, it would mean that a bank would have to suffer a 4% fall in the value of all its loans and investments to be wiped out - which hasn't happened that often in history, but is not unthinkable.
After all, a bank can offer customers money (whatever happened to toasters?) in the form of discounts on loans or higher interest rates to reward multiple accounts.
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For example between 1985 and 1988, about 80 percent of all Western commercial bank credits to the former Soviet Union took the form of untied, balance-of-payments loans with no effort made to identify where the money was going or how it would be used.
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