The resource allocation problem is one Google has tried to address with its "20%" policy.

WSJ: The End of Management

Phone line allocation is another problem.

BBC: Net profits for African journalists

One problem with asset allocation is that information about macroeconomic trends is readily available and relatively simple to act on.

ECONOMIST: A survey of fund management

The problem with tactical asset allocation is that it looks, sounds, smells, tastes, acts and feels so much like market timing that calling it anything but market timing becomes an issue in itself.

FORBES: Anything But Market Timing

To fix this problem, you can begin by taking this questionnaire for asset allocation guidelines based on your risk tolerance and time horizon.

FORBES: 5 Ways to Invest If You're Not Warren Buffett

So we have a fundamental problem amid rising affluence, one that software code largely cannot solve, especially if politics blocks better allocation.

FORBES: Emerging Asia Hits a Wall of Water

That's a big problem because if hate crimes are seriously undercounted, as he believes they are, it affects the allocation of law enforcement dollars.

NPR: Fudging the Numbers on Hate Crimes