Bill Gates is more than 10, 000 times richer than I am, but I have no complaints (and neither do you).

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Something neither you nor I would be able to do and something that we would have to follow a very detailed recipe to do ourselves.

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We can do the "you know and I know they did" thing all day long, but neither Barry Bonds nor Roger Clemens was ever banned, suspended or disciplined by Major League Baseball for being a steroids cheat.

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All you need to do is review the history of the once mighty Federalist and Whig parties (neither of which exists anymore) to remind yourself of that.

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The problem with claims is that you need premium income to cover them--but policyholders do not like a rate increase and neither do the politicians they send to the state legislature.

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