Like a minimum down payment, this reduces overleveraging and means Texas wasn't hurt as badly by the housing crash as other states.

WSJ: Review & Outlook: The Lone Star Jobs Surge

Still, money manager Fred Burke of Johnston Lennon says insurance companies are generally not hurt as badly as they have been in the past, thanks to intricate reinsurance deals.

FORBES: Magazine Article

Andrew also revealed that full-back Tait was not as badly hurt as first feared when he was carried off after an accidental clash of heads with All Blacks centre Richard Kahui.

BBC: Andrew upbeat despite series loss