During the three-hour climb up rocky switchbacks to the pass, we stomp through several steep spots blanketed in knee-deep snow and ice. (You really feel those 30 pounds shifting around on your back as you try to maintain your balance.) We're forced to detour around one switchback and shimmy up a slick, steep incline of green brush, holding on to plants for leverage--and praying for solid foot positions.

FORBES: Magazine Article

Or you could go to Personalfund, plug in your current holdings and get back a list of investments that should--based on historical patterns--balance out your portfolio and reduce the risk that it will underperform the market.

FORBES: Custom-Made Mutual Funds