Bank of America began offering mobile check deposit in August.

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Less time than it would take to deposit a check at the bank.

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In contrast, if you get an extra large IRS refund check or automatic deposit to your bank account, you should be.

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People often budgeted an entire afternoon for a trip to a bank branch to check their balances or to make a deposit, withdrawal or payment, explained Anthony Mwai, country general manager for IBM in East Africa.

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