This does not mean that we should be complacent about threats to health and the environment.
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Directors with banking experience may be useful in devising solutions but may also be complacent about bank practices.
But we have nothing to be complacent about in Northern Ireland, where more than half the population is overweight or obese.
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"We're not going to be complacent about it, " Smith told BBC Newcastle.
It is easy now to be complacent about Europe's current relative stability, forgetting just how unlikely this seemed not so very long ago.
"From our point of view the lessons that we have to learn from Hull is that we can't be complacent about supplies, " he said.
The lesson of the 2008 financial market collapse (and of the Titanic, for that matter) is that we should never be complacent about anything.
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Labour has urged its activists not to be complacent about an election victory and says the Tories would take the UK back to the "failed policies of the past".
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Yet Mr Hollande cannot afford to be complacent, given worries about turnout and the potential for unpredictable three-way run-offs.
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But the bears may be fooling themsleves by being too complacent about Las Vegas, which in the mind of some pros is already steadily gaining positive ground.
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Again, there will be experts on hand to tell the leaders about rising resistance to antibiotics, about the way a hyperconnected world can quickly spread pandemics, or about concerns about how it is foolhardy to be complacent in a world where genetic mutation often outpaces human innovation.
The unsightly nature of what appeared to be a large-scale disposal so close to downtown Shanghai shocked a nation usually complacent about debris clogging its waterways and raised questions not just of what killed the pigs, but also of China's methods and systems for handling animal deaths.
For those who are complacent, the retirement wakeup call will come years later when it may be too late to do anything about it except work longer.
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