In addition, your spousal benefit will be reduced based on the number of months left before you reach your age of full retirement.

FORBES: 44 Social Security 'Secrets' All Baby Boomers and Millions of Current Recipients Need to Know - Revised!

You said that you and your wife are about the same age, so your fields of reference must be very similar.

NEWYORKER: While the Women Are Sleeping

In terms of your husband, his age is also very relevant to what his risk might be of developing the disease.

CNN: What are the chances my future kids will be bipolar?

That's why screening for colorectal cancer should be part of your regular health care, especially after you reach the age of 50.

CNN: Colorectal cancer: Find it before it finds you

Antibodies from the shot will protect you and will be passed on to your baby, providing protection until 6 months of age.

CNN: Flu vaccine poses no risk to unborn

If you're among the 60% of adults not already saving for a comfortable old age, conventional wisdom holds that you should halve your age to get the percentage of your salary to be set aside.

BBC: NEWS | UK | Magazine | Money worries in your 20s? There may be a silver lining

In the age of the Internet where you want your product to be easily found online, you have to question the spelling of the name.

ENGADGET: The format war: What's in a name? HD

You could name a guardian for the money, but a trust allows you to spell out how the money should be spent and at what age and under what conditions your child should gain control of any remaining cash.

FORBES: Investing

However, depending on your age, driving record and place of residence, that additional cost may be nominal.

FORBES: New Wheels: Lease Or Buy?

The rest can usually either be used to buy an annuity (an income for life that will depend on your age, the value of your pension fund, and annuity rates payable at the time) or to provide an income via what is known as 'drawdown'.

BBC: Fergus Muirhead