Like most settlements nobody appears to be overjoyed with the terms: Banks view it as a shakedown by politically ambitious attorneys general across the country, and other critics think it too light.

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Judith Tebbutt said in a statement she was hugely relieved to be free and overjoyed to be reunited with her son, Ollie.

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Both of them were just overjoyed to be with each other again.

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They were overjoyed to be in her presence, and she warmly talked with them far longer than was necessary.

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The banks were not overjoyed, because this in effect did away with banking secrecy in such cases, but it proved to be a turning point.

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