"Young drivers are far more likely to be involved in crashes involving three to five high value bodily injury claims, reflecting the increased risk they face of having a serious crash while carrying passengers, " the ABI said.

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Beyond that, insurance companies look at past claims histories to determine which models incur more or less damage in a crash, are more or less damaging to other vehicles, people and property, are more or less likely to be crashed or stolen and have higher or lower bodily injury claims.

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Beyond that, insurance companies look at past claims histories to determine which models incur more or less damage in a crash, are more or less damaging to other vehicles, people and property, are more or less likely to be stolen or be involved in a crash and have higher or lower bodily injury claims.

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