Lacking the alternative of a functioning bank system, 85, 000 Afghans have borrowed money or set up savings accounts with 12 microfinance groups.

FORBES: Up From The Rubble

When their bank accounts do not match their ambitions, they build with borrowed money, taking the chance that a miscue in timing or location will wipe them out.

FORBES: The Master Builder

Instead of holding pledged stock in trust accounts for its customers, says the complaint, Credit Bancorp put the shares in cash or margin accounts, sold or borrowed against the stock and kept the proceeds, sometimes buying more securities with the money.

FORBES: Follow-Through