This will not only help build up a nest egg for existing savers, but it's going to encourage workers who currently have no retirement accounts to start to save.

WHITEHOUSE: Key Investments for Middle-Class Families

The average investor and saver who is trying to build a nest egg for retirement should not be worrying about what Congress is up to, or which political party controls which branch of government, or whether there will be another stimulus.

FORBES: How To Profit From The Fiscal Cliff