Loan modifications have been complicated by the way the banking industry has approached mortgage lending in recent years, selling their loans off to other banks that bundle and resell them as securities rather than holding all loans separately.
This further implies that having the flexibility to chose from multiple broadband and TV tiers and forming a more personalized bundle may appeal more to consumers and help them decide this trade-off.
If you're aiming to pay off your mortgage in a short period you can still save a bundle, says Clifford Slater, a licensed loan officer in Newton, Mass.
Just in time for the holidays, Wal-Mart has announced its very own video download service, which will kick off in "beta" mode next week with an exclusive Superman Returns bundle.