But if the creators happens to offer some once-in-a-lifetime experiences along with their fabulous concept-in-the-making, so much the better.

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That's also the subject of our next town hall in Lake Elsinore, California, where the mortgage meltdown has sent many homeowners into foreclosure, but it's also helped create a once-in-a-lifetime buying opportunity for others.

CNN: Transcript of May 'CNN Money Summit: Money & Main St.'

But bamboo is something of a tragic plant -- it only flower once in its lifetime -- and the Jiuzhai Valley bamboo flowered and died in the 1980s, depriving pandas of the food that makes up 99% of their diet.

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The researchers believe the condition affects around one in a 100 people at least once during a lifetime, but some people are afflicted on a regular basis.

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But the federal government has to make sure that if there's this once-in-a-lifetime catastrophe or a once-in-a-decade catastrophe that we're helping each other.

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