Thirdly the collapses led not merely to better financial regulation but, more importantly, to a corporate focus on profitability over size and market share.

WSJ: Philip Bowring: China Needs a 1997-Style Crisis

Thirdly, the approach that Mr Cameron is taking is based not on whim, but on hard evidence of what will befall the party if it fails to change.

ECONOMIST: Bagehot

There is also, thirdly, an economic literature that emerged, began to emerge actually in the 1950s and '60s but came full flower in the '70s and '80s about human capital and about the returns to individual investment, having to do with public education, especially higher education.

BBC: NEWS | UK | Education | Higher education 'market' warning