And since our capital reserves and options are limited, every small business CEO makes decisions every day that are at once as much about survival as success.
The balance sheet for the whole Eurosystem (including all the national central banks) shows almost half a trillion euros in capital and revaluation reserves.
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The snag is that a small revaluation is likely to increase expectations of another future appreciation, attracting yet more speculative capital and swelling foreign reserves further.
Allowing loan securitizations, derivatives, and swaps to be taken off bank balance sheets was an important element in this, as were the procyclical rules on capital and loan loss reserves.
According to Anne Anderson, a health-care analyst at Atlantis Investment in New Jersey, companies will have to raise premiums for employers by as much as 10% next year in order to maintain their capital reserves and investor confidence.
However, margin expansion will continue to be hindered by competitive pricing, low investment yields and decreasing capital reserves.
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Without them, much of an economy's capital is held captive on balance sheets, tied up in inventory, working capital, and balance sheet reserves.
Since nearly all the SIFIs ahem, Systematically Important Financial Institutions now hold commercial-banking licenses, they have to limit their leverage and maintain adequate capital reserves.
This would put pressure on international reserves and prompt capital flight.
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As a result, it recommended that retail banks should be ring-fenced from investment banks and have their own capital reserves, so they are protected from losses made by traders on stock markets, for example.
With clarity expected, investors are pouring billions into UK waters, buying reserves and thus releasing capital for smaller explorers to keep drilling.
In such a scenario, since local subsidiaries (Brazil, Mexico, Chile, Colombia and Peru) cannot reduce capital reserves below a certain level, we assume these subsidiaries would only lower their capital reserves up to one standard deviation above the legal minimum, to prevent potentially violating any regulatory requirements during periods of heightened volatility.
With loan demand from creditworthy borrowers weak during the recession and with banks still suffering from the financial crisis, perverse accounting rules that caused them to lose regulatory capital, and persistent banker bashing from the Administration and Congress, many banks held onto their reserves to cushion further capital losses.
According to the hedge fund and investor Hermitage Capital Management, between 1997 and 2001 the company lost 10% of its gas reserves via share dilution to partners in various joint ventures, totaling an amount equal to Exxon's entire reserves at the time.
Another measure: Asia's central banks are again scooping up capital inflows and putting them into foreign-currency reserves.
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The interest is gone and we are now spending our capital reserves.
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The world's most populous country has vast reserves of labour and no shortage of capital.
Thanks to a higher oil price and capital-account controls, the central bank's reserves are moderately healthy.
Additionally, banks borrow cheaply from the Fed, buy treasuries, and then park them back at the Fed as capital reserves in another subtle form of monetization, crony capitalist style.
Recent regulatory changes have prompted a significant decline in loss provisions, meaning that banks will not need to set aside as high levels of reserves for potential losses and will have more capital available for other uses.
And one of the big causes of the great crash of 2007-8 is that over 30 years - due in part to appalling regulation - banks were allowed to reduce their capital reserves to a tiny fraction of their massive loans and investments.
The government has enough foreign-exchange reserves, and there is no sign yet of capital flight.
The results will contain estimated losses by exposure category, pre-provision net revenue, changes in loan loss reserves, total assets, aggregate loan balances and anticipated capital distributions over the time horizon.
Israel-based SolarEdge plans to use its new capital to expand its global production and sales, and to increase its cash reserves in anticipation of going public in the U.S., says Lior Handelsman, vice president of product strategy and business development.
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Talabani and Barzani see Kirkuk as the capital of Kurdistan, for historic reasons and because the city sits astride the largest proven oil reserves in Iraq.
They built up trillions in dollars in reserves to keep the Chinese currency under-valued, and maintained tight capital controls to keep domestic savers beholden to domestic (state-owned) banks.
They will have to add to that a "counter cyclical" capital conservation buffer of 2.5%, meaning capital reserves will in the coming years have to represent 7% of their loans and investments.
In addition, the Fed has taken unprecedented action to keep the cost of capital higher and the yield curve flatter by paying banks a small, but significant fee for reserves they deposit at the Fed.
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Capital One's management recently increased loan loss reserves after it underestimated the severity of unemployment and housing declines.
The dramatic turnaround in trade balances, combined with loans from the International Monetary Fund and a cautious resumption of private capital inflows, has allowed some governments to start rebuilding foreign reserves.
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