In those circumstances, the notice must state the reason for the increase and disclose that the increase will cease to apply if the creditor receives six consecutive required minimum periodic payments on or before the payment due date, beginning with the first payment due following the effective date of the increase.

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The ranks of the unemployed are filled today with people who can fill open positions who can be good salespeople, or who would excel at supporting customer service or IT if more companies just gained the courage to look at innate abilities, to learn more about the inner person capable of doing the job, apply appropriate training, and cease their over-reliance on precise experience.

FORBES: The Lack Of Qualified Job Candidates Is A Myth