Because overdraft fees basically subsidized free checkingfor all, the push to reduce them is forcing banks to reconsider how they chargeforchecking account services overall.
Avoid unnecessary duplication by checking your homeowner, life-insurance and medical-insurance policies and your charge cards for whatever travel-related coverage they may already include.
It is unclear whether the bank, which counts more than 55 million U.S. households as customers, will stick with its initial idea for a basic flat-fee checking account that doesn't offer a way to avoid paying a charge.