But there's still a problem, because what happens is those insurance companies are pretty clever at figuring out who are the younger and healthier seniors.
Anyone who wants to look clever at a cocktail party can simply make a disparaging remark about American schools and everyone will giggle and nod appreciatively.
The way they are seeking to do this, they are so clever at this, we on the right, as conservatives we're always playing checkers and the left is always playing chess.
Indeed, all the evidence suggests that when the wayward ref, Tim Donaghy, did make bad calls, he was so clever at it that the league's scrutiny failed to catch his dirty work.
"I think lots of quite clever people in sports consultancies, marketing companies and sports organising bodies have become very adept, very clever at getting lots of money out of the public sector on the basis that there will be long-term benefits that will never be actually measured, " he added.
Whatever else is going on, Clearwire has gained respect from Ergen and from those clever folks at Google, too.
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After all, when we wear these devices, those clever engineers at Google will know where we are all the time.
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But something tells me this won't be the last time this year that those clever officials at the Bank and the Treasury are asked to come up with something new.
Those looking to dictate your PS3 with that (presumably costly) universal IR remote, take heart, as the clever folks at Remote Central have whipped up a way to add infrared functionality to your IR-less machine.
Mueller sees more at play than just clever judges who are good at time keeping.
Burglars also know all about those supposedly clever hiding places at home--behind the bookshelf, in the socks drawer, in the flower pots.
S. For a humorous perspective on the VAT, take a look at these clever cartoons ( here, here, and here).
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Strauss presents a clever dichotomy in "At Sunset": The lovers are earthbound, strolling through a valley, but the music takes flight into the fading sky.
Studies by the Sutton Trust, a charity, show that summer schools are particularly effective at enticing clever pupils who would otherwise shy away from applying to an elite establishment.
Other signs suggest that Mr Putin is at least a clever politician.
Given the history and nature of IT industries, one should fully expect clever IT startups to be at the leading edge of smart building networks and both successfully competing with entrenched players, or getting acquired by them.
Since the financiers at Goldman are especially clever and hardworking, it would be wrong to impugn these particular middlemen.
And then the clever managers could sell still more shares at a still higher price.
No one doubts he is clever, experienced, understands markets and at crucial moments has proved more pragmatic than Sir Mervyn.
These people are not only rich but also exceptionally clever, because America has become expert at sending its brightest to the same elite universities, where they intermarry and confer on their offspring not just wealth but also a cognitive advantage that gives this class terrific staying power.
There are many examples of clever and determined people dealing with it, at least for a time.
The Americans were then reduced to 13 men after flanker Todd Clever was sin-binned for persistent infringements at the breakdown.
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As he did, I watched a van draw up at speed and stop with a clever drifting skid on the gravel by the kiosk.
At times, Quora is too clever for its own good.
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America has a huge retail and institutional investor base for such companies, with armies of clever analysts and investors willing to throw money at promising ideas and pull it out of others.
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What does not seem to me to be the best argument for the inflation target, given everything that has happened, is the confident claim that the people at the Bank will always be clever enough to know when to ignore it.
Peter Orszag, another ex-Clintonite at the Brookings Institution, is gathering clever new centrist policies from academics.
So, as I flew through the air, I stared at the grassy yard and planned my clever descent.
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