If it was a commercial loan it would have been arranged through the banks and not by the government.
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Ms Dowd said the Electoral Commission had not been in a position to define what a commercial loan looked like.
BBC: NEWS | UK | UK Politics | Key points: Cash-for-honours hearing
But unfortunately he has neither the financial history nor the collateral required by the bank to obtain a personal or commercial loan.
He was told more than once there was no chance for the deal to get approved through a non-SBA route, like a commercial loan.
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The IRS has a monthly payment plan, but it comes with an upfront fee, stiff penalties and interest, making it more costly than a commercial loan.
Signature Bank ( SBNY - news - people ) in New York City as the institution hired away experienced commercial loan officers from other banks.
Meanwhile, credit unions continue to push for Congress to approve an increase of their caps on commercial loan portfolios in order to offer more loans to local businesses.
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"At the moment there is no definition of a commercial loan that I know of.. and I think it is a big gap in the law that it is not there".
BBC: NEWS | UK | UK Politics | Key points: Cash-for-honours hearing
Asked to define a commercial loan, Mr Yates said it was an important point, as lending money to a political party should not be a bar to being nominated for a peerage.
BBC: NEWS | UK | UK Politics | Key points: Cash-for-honours hearing
Commercial real estate loan defaults did rise along with residential defaults, but the commercial sector never went down enough to throw the financial system into crisis.
"The agencies are concerned that rising commercial real estate loan concentrations may expose institutions to unanticipated earnings and capital volatility in the event of adverse changes in commercial real estate markets, " the regulators wrote in a joint statement.
Does X worth of 1-day-maturity debt really hedge 10X of a 7-year commercial real estate loan?
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Goldman Sachs ( GS - news - people ), hardly known as an unsophisticated lender, has marked its commercial real estate loan portfolio down 30%.
Smaller banks that typically lend to smaller businesses have so far been lagging larger firms in commercial and industrial loan growth, according to the Office of the Comptroller of the Currency.
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Fraud was a material part of the mortgage collapse, a big factor in commercial property and loan losses and a component in investment banking and private-equity losses that did more damage than acknowledged.
Smaller banks with mostly residential or commercial real-estate loan books tend to take longer to work their way through problems.
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But neither party is willing to tell the IRS to cut the nonsense and stop pretending that there is a difference between owning a term loan, a revolving working capital loan, commercial paper or a bond.
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The favoured loan is a commercial mortgage structured to be paid back over 15 years but granted in five to seven-year increments.
The researchers then recruited 209 experienced loan officers from several leading private and public-sector Indian commercial banks to participate in up to 15 loan assessment sessions.
Spreadsheets can be readily customized by loan officers and other commercial bank users without additional assistance from IT personnel.
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The funds will come from its reserves, or by taking out a loan itself "on commercial terms... to assist a valued community based organisation".
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They acquired the loan files from a large commercial lender in India, a country challenged by a dearth of verifiable financial data.
Wachovia (nyse: WB - news - people ), among other southeast banks, reported increased scrutiny of loan applications and higher collateral requirements on commercial lending.
Another scenario: The economy worsens, property owners miss debt payments, mortgage REITs are hit by defaults in their whole-loan portfolios, falling prices for junky commercial mortgage bonds and margin calls.
Banks do not have many qualified loan officers, lawyers have little experience of commercial disputes, and the National Assembly is having to grapple with the wholly unfamiliar notion of competition policy.
The project is currently seeking a loan guarantee from the U.S. Department of Energy's (DOE) Loan Guarantee Program Office, which supports accelerated commercial use of innovative energy technologies to help sustain economic growth, yield environmental benefits, and produce a more stable and secure energy supply.
The loan-to-value ratio of Zions' commercial real estate portfolio is low at 62%.
Labour MP Jack Dromey accused the Business Secretary of "hiding behind commercial confidence" for not giving full information about why the loan was cancelled.
Commercial Lending X has not only relieved banks of much of the loan underwriting and processing (cost-center) burden, they have also found creative ways to increase bank revenues by brokering denied loans to generate referral fees from other lending institutions, by finding participants to help larger loan transactions get done and by bringing banks new customers.
The worst mistakes of this crisis were arguably made in relatively simple areas of retail and commercial banking from the concentration of risk in the corporate-loan book of HBOS to Wachovia's kamikaze acquisition of Golden West, a Californian lender stuffed full of mortgage-shaped grenades.
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