By industry, insurance, retail and consumer goods and government reported the highest levels of crime, with more than half of firms claiming to have been victims in the past two years.

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In the components industry, as in many other industrial and consumer goods industries in China, there are hundreds, even thousands, of individual customers and competitors, which include state-owned companies, private companies and foreign invested enterprises.

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Away from the depressing housing industry, the reports have been of unexpected big declines in durable goods orders, in consumer confidence, construction spending, as well as slowing manufacturing growth as measured by the Chicago area PMI Index, and the national ISM Manufacturing Index.

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But there are two other industry groups that are not yet mentioned enough when mobile payments are discussed: retailers and consumer packaged goods (CPG) companies.

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