To help people out of that web, Mr. Collinge urges "standard consumer protections" for student borrowers.
In recent years, a number of countries have surpassed the U.S. in specific areas, including consumer incomes, standard of living, and health care.
Callahan's favorite group now is consumer discretionary, the standard portmanteau industry classification that includes retailers, automakers and advertising companies.
Once, before dual voltage became the standard for consumer electronics, there was plentiful physical evidence of the fact that if you plug in across systems without a transformer, the result is either a flame-out or a non-starter.
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"While I may not like some of Apple's practices and tactics, there is no denying that Steve Jobs took that company at its lowest point and made it into the gold standard of consumer technology, " wrote Eric Geller, in a discussion CNN Tech started on the Google Plus social network.
This flexibility allows inventive deal-making and imaginative revenue creation that is desperately needed when consumer incentive to pay for standard music formats is reduced.
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"The endgame is a greater share of the consumer's wallet, " says Standard and Poor's Equity Research analyst Todd Rosenbluth.
But the Consumer Electronics Association is planning an incompatible standard of its own.
"As mobile advertising evolves, solutions need to go beyond the standard ad banner to drive consumer engagement, " said David Staas, President of JiWire.
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He said he believed Android would overtake iPhone globally and he predicted the platform could become the de facto standard for a range of consumer electronic devices, such as TVs and home media servers.
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This group has created standard for encrypted storage devices for consumer as well as enterprise applications with its OPAL and now enterprise secure-storage device standards.
In exchange they would get an immensely valuable release from any future lawsuits of this nature, including suits based on state consumer-protection laws that require a lower standard of proof than ordinary fraud claims.
The meeting, held in Stockholm July 16-20, gathered almost 450 people from 26 countries representing the telecoms, computer, TV and consumer electronics industries to approve and issue a draft standard for High Efficiency Video Coding (HEVC).
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He is particularly focused on Navio, a consumer-software consortium recently launched by Netscape and others designed to make sure that Windows and Windows CE (its consumer-electronics cousin) do not become the standard for interactive television and game machines.
"The hybrid home network is clearly the network of the future - offering the best networking technology to meet the consumer's needs - so IEEE establishing this standard is significant, " said Rob Ranck, president of the HomePlug Powerline Alliance.
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Consumer staples, which had a 10-year annualized standard deviation of just 13%.
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The Greens attempted to meet the standard by persuading Ralph Nader, a famous consumer advocate, to run as their presidential candidate, but he failed to get enough votes.
Applications of image processing include such popular consumer features as light balancing and face recognition, now standard on most digital cameras, which can also be associated with voice recognition.
The gaming industry has set the standard for so much in advertising, commerce and consumer intent.
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In one notable case, when the industry agreed on a standard some years ago for the interoperation of digital consumer devices (the Digital Living Network Alliance or DLNA), the standards body, which included every company but Apple, agreed on specifications for six layers: connectivity, IP networking, discovery and control, media transport, media formats, and link protection.
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Many felt that because the new technology, called DIAL (short for Discovery and Launch), is an open standard and already being integrated by a number of large consumer electronics manufacturers, it would replace AirPlay and a similar technology called Miracast.
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Instead, the minimum benefit should be tied to a single, national standard that sets a floor based on what a basic, consumer-directed plan now offers.
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In addition to charging standard batteries, the Battery Engineer also charges rechargeable batteries and includes a battery tester to inform the consumer of the charge level of any battery.
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It manufactures high performance mixed signal and standard products, which cater to automotive, identification, wireless infrastructure, lighting, industrial, mobile, consumer and computing applications.
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It means the ability to write rules across the consumer financial marketplace, and it makes ensuring that banks and non-banks alike are held to the same consistent standard.
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