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DeviceFidelity and Visa collaborated to combine Visa's contactless payment technology, Visa payWave, and In2Pay technology to transform a mobile phone with a microSD memory slot into a mobile contactless payment device.
ENGADGET: In2Pay is the name of Visa and DeviceFidelity's money-grubbing iPhone case
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Among the topics covered in the report are the rise of payment platforms, the mobilization of money, and the advent of contactless payment in mobile commerce.
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"Paypal has realised that you don't have to have contactless NFC technology to make a mobile payment in a store, " Forrester's research director Benjamin Ensor told the BBC.
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DeviceFidelity, Inc. today announced the availability of its In2PayTM solution for iPhone, designed to enable iPhone users to make contactless transactions, such as Visa mobile payments, by simply waving the iPhone in front of a contactless payment terminal.
ENGADGET: In2Pay is the name of Visa and DeviceFidelity's money-grubbing iPhone case
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Today's announcement extends this functionality to iPhone and has the potential to accelerate the adoption of mobile contactless payments globally, especially in geographies where merchants have already upgraded payment terminals to accept contactless transactions.
ENGADGET: In2Pay is the name of Visa and DeviceFidelity's money-grubbing iPhone case
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"Tim Hortons invested in new payment terminals for nearly all of our Canadian restaurants to allow contactless and mobile payments, " said David Clanachan, Chief Operating Officer, Tim Hortons.
ENGADGET: Rogers and CIBC kick off Canadian NFC-based mobile payments with mini event (update: full details)
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The way it works: consumers touch a payment device (which is in the form of either a plastic card or a sticker that can be applied to a mobile phone or any personal item) to a Zip-enabled contactless reader to make a payment.
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Later this month, using the CIBC Mobile Payment App, Canadians will be able to hold select Rogers smartphones up to the Tim Hortons contactless PIN pad and make purchases quickly and securely directly onto their CIBC Visa or CIBC MasterCard.
ENGADGET: Rogers and CIBC kick off Canadian NFC-based mobile payments with mini event (update: full details)