By law, you have the right to access a free copy of your credit report once every 12 months at annualcreditreport.com.

FORBES: Should Your Credit Rating Scare You?

While copyright law grants the creator of an original work certain rights including the right to copy and authorize others to copy the work, to make derivative works, and sell and market the work, publicity rights protect the subject of the work where the subject is a famous person.

FORBES: Encores By Marilyn Monroe, Tupac and Elvis Raise Publicity Rights Concerns