Each maintains a file of information on you believed probative of your credit worthiness.
Budget deficits have thrown the credit worthiness of governments all over the first world into question.
When credit worthiness is the rationing mechanism then a positive feedback is set up.
The key to the puzzle probably rests with the credit agencies and their views on Italian credit worthiness.
In the context of Thursday's announcement, Moody's grouped the 15 banks into three categories based on their credit worthiness.
We are again in the regime where credit worthiness is the rationing mechanism.
Over half (53%) of property owners and managers shared that the declining credit worthiness of renters was impacting their occupancy.
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This AIP can then be used to confirm your credit worthiness and seriousness as a bidder to the seller of the property.
The key feature is that any borrower across the 27 EU member states would be refused a home loan if they failed a standard credit worthiness assessment.
Fitch also supports the higher levels of luxury tax and revenue sharing adopted by MLB and the NBA, arguing that they bolster league stability and drive credit worthiness.
Although the practice was not prohibited, it created a massive market for gambling on companies' credit worthiness without limiting those bets to the value of the underlying obligations.
Curiously, Affirm will use Facebook to verify a user's identity, and it'll also use a wide range of social and location-based data to determine an individual's credit worthiness.
Credit worthiness has declined for the so-called center economies of Japan, US and Europe, while it has steadily improved over the last five years in developing countries from Latin America to southeast Asia.
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We try to check credit worthiness in advance.
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It is part of a drive to force banks to take a tougher view of credit worthiness, and to slow industrial expansion in sectors such as steel and cement which are driving up inflation and threatening growth.
Cloud and Big Data processing capabilities are further fueling innovation in financial technology typified by the myriad startups eschewing FICO scores in favor of new proprietary scoring algorithms that leverage the exponential growth in data available to forecast credit worthiness.
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The idea that you can get these huge loans now, or refinance at no cost - banks are grabbing all the fees that they can, and demanding that your credit worthiness be of such a high status that most people can't qualify.
To find out, I talked to Bailey Klinger, CEO of the Entrepreneurial Finance Lab (EFL), which has designed a proprietary psychometric loan application that predicts the business performance and credit worthiness of entrepreneurs based on their attitudes and beliefs, intelligence, business skills, and character.
But if it was a big bank, and if it was nationalised by a government such as Spain or Italy already perceived by many to have unsustainably large debts, then there could be serious contagion from the credit-worthiness of the bank to the credit-worthiness of the state: there would be an escalation of concern that the relevant government would be unable to repay everything it owes.
Banks, for example, worry about their customers divorcing, because divorce causes a change in credit-worthiness.
Data-mining companies say they can judge our credit-worthiness based on that of our friends.
So why is the Italian government's credit-worthiness perceived to be only marginally better than mine.
Only bonds from sovereign governments and blue chip corporations have a better reputation for credit-worthiness than munis.
In addition, of course, as with all credit arrangements, we must be certain of the credit-worthiness of the Soviet Government.
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If those efforts fail and your credit-worthiness is at stake, you might have to hire a consumer lawyer and sue.
Whether the market continues to believe in our credit-worthiness doesn't depend on whether we hike the Medicare age today for retirees decades hence.
Now this vicious contraction of banks' capacity to borrow or fund themselves is exacerbated by the downgrading of their credit-worthiness by ratings agencies.
Many stay-at-home moms have a strong work history, yet the proposed regulations ignore their demonstrated credit-worthiness because of their lack of current market income.
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Among the factors that determine the credit-worthiness of governments are how much they owe, the size and growth rates of the economies they oversee and the inflation rate.
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