Mr Huang, now given licence to say what he really thinks about some of his long-standing customers, believes more thrifty and less extravagant bureaucrats will be good for business.
Those who have been trusted banking customers could be shunned by their long-standing loan officers, regardless of the strength of their business plan.
This long-standing challenge for customers is aggravated by dramatic increases in cost and complexity amid a rising tide of sophisticated, data-intensive workloads in an increasingly interconnected world.