It means your payments don't reduce the nominal value of the loan, and therefore the amount of interest you pay, until the end of December each year.

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The office of national statistics calculates the extra number of deaths between December and March each year, comparing them with deaths for the rest of the year.

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The International Day of Persons with Disabilities, celebrated each year on the 3rd of December, seeks to raise awareness and mobilize support for the dignity and well-being of persons with disabilities.

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Instead, at the end of each December I enjoy looking back at the year and considering the most important things I learned.

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What we did was consider annual investment cycles of 12 months ending in every month of each year from January 1927 to December 2012.

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