Bank of America has the highest delinquency rate: 4.82 percent of balances on an annualized basis.
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Overall, the 9.8 million workers included in the data had a delinquency rate of 3.2 percent.
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Besides that quarter, the last time the delinquency rate was below its current level was 1994.
American Express, with the most affluent customers, has the lowest delinquency rate of 1.8 percent of balances.
FORBES: Credit Card Delinquency Rate Falls for 17th Consecutive Month
Until now, the biggest concern, as the market has rebounded, has been in the high delinquency rate.
The current student loan delinquency rate (defined as at least 90 days late on payments) is 8.92%.
Home prices there have been plunging for years, and the mortgage delinquency rate is currently in double digits.
However, while the rate of negative equity is higher in younger age brackets, the delinquency rate is noticeably lower.
The delinquency rate for federal loans was 12.31% as of March 2012 while it was only 5.33% for private loans.
The loans have a 13% delinquency rate, and more than half of the loans are in troubled U.S. real-estate markets.
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The delinquency rate on credit card accounts dropped during the second quarter of 2012 to one of its lowest levels since 1994.
The low delinquency rate is especially impressive given the fact that consumers increased their overall credit card debt during this second quarter.
But the prime delinquency rate is up at 3.7 percent versus 2.6.
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According to Moody's, a rating agency, the third-quarter delinquency rate of 3.89% was almost a full percentage point below the historical average.
Now, the subprime delinquency rate in the first quarter was up to almost 19 percent from just under 14 percent a year earlier.
According to the Mortgage Bankers Association, the delinquency rate was 22% in the fourth quarter of 2008, compared with only 5% for prime loans.
The delinquency rate on credit cards is at its lowest level since the second quarter of last year when it was 0.60 percent.
Despite the pessimistic consumer environment, credit card delinquency rates hit a record low as the 30-plus day delinquency rate fell by 10 basis points.
Bank of America has the highest delinquency rate at 8.18 percent.
FORBES: Credit Card Delinquency Rate Falls for 17th Consecutive Month
The January-March card delinquency rate was also down from 0.73 in the October-December quarter, when many consumers ramped up credit use to finance holiday season purchases.
The company notes some small improvements in housing, including a single-family delinquency rate that has fallen to 3.8% from 3.96% in the second quarter this year.
But the delinquency rate that has risen from 0.3% to 9.5% in the three years through November will likely rise further, according to Trepp and other analysts.
All told, the card-delinquency rate has averaged 1.03 percent since 1992, said the firm, whose credit trend data is based from a sample of 27 million consumer records.
As the government tried to foreclose on them, they noticed that the delinquency rate was skyrocketing among the other farmers and ranchers on their reservation, and on others across the country.
The high delinquency rate is very worrisome, said Wilbert van der Klaauw, an economist with the New York Fed, noting that higher education has traditionally produced a sizable financial payoff.
The delinquency rate on credit card loans for all commercial banks in the U.S. dropped from 6.76% in the second quarter of 2009 to 2.73% in the fourth quarter of 2012.
While the rate of negative equity is comparable between the two sets of borrowers, the delinquency rate and loan-to-value ratios are substantially lower for borrowers who purchased homes in 2010 (see Figure 2).
The substantial drop in delinquency rate and loan-to-value ratio for borrowers who purchased homes in the years after 2007 is likely a product of the tightened lending standards implemented in the post-bubble housing market.
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