The aid calculation starts with a look at the discretionary income of the parents.
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Rather it is providing me with an enjoyable online experience to spend my discretionary income .
The sophisticated targeting of consumers will reveal that golfers have discretionary income to buy more stuff.
The U.S. has an aging population with good health insurance and discretionary income to spend on health care.
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Employment and discretionary income are partially dependent on the health of the economy.
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An essential characteristic is the possession of a reasonable amount of discretionary income.
When you in your 30s and 40s most folks are raising kids, and there goes the whole concept of discretionary income.
The older demographic has buying power and discretionary income to spend.
The things that women spend their money on when they have discretionary income are so different from what men spend their money on.
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Do you spend discretionary income without considering your overall game plan?
Barack Obama this week proposed to limit loan payments for some struggling American graduates to 10% of discretionary income and forgive outstanding debt after 20 years.
As the Obama Administration describes it, a borrower's repayments are "capped at 10 percent of their prior-year discretionary income, " with any remaining balances forgiven after 20 years.
Here is a breakdown of how Americans mete out their discretionary income (as opposed to outlays for necessities like housing and groceries): How Americans Spend Their Money.
That's why the President announced that beginning next year, no student will have to pay back more than 10 percent of their discretionary income toward their student debt.
People over 45 have more discretionary income than younger people.
One is that the financial aid rules, in determining discretionary income, count your income tax bill as it would have been before you claimed the American Opportunity credit.
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Thus, in 2009, the lowest income groups had to spend 41% of their after-tax income on gasoline and food cutting off the ability have much discretionary income left over.
This new transitional strategy involves working longer, but it can provide more discretionary income during transition years to start seriously pursuing your retirement aspirations well before you thought you could.
The result is something akin to aftertax discretionary income.
Chinese people often spend as much as 8% of their annual discretionary income on a single trip, far more than people in other emerging markets, according to the Boston Consulting Group (BCG).
Productivity gains in manufacturing and other sectors will lower the cost of goods and produce more discretionary income, which people will use to pay other people to do things for them, creating new jobs.
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It is possible that these industries are performing as well as they are because consumers are really interested in dedicating their discretionary income to items such as market-fresh or organic foods, a new dress, jewelry, or a new piano.
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In contrast, its competitor General Electric reallocated capital from commodity plays that had paid in the 1970s to new real enterprises like magnetic resonance machine-manufacturing, betting that discretionary income for health care was going to soar with the coming rise in affluence.
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If children without much money, but plenty of hair use that precious commodity as currency for charity, we can have fans with discretionary income among 32 pro football teams, and 30 pro basketball teams, and every other pro team sport do the same?
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Despite an ever-increasing number of accomplished female athletes, and despite the legion of female sports fans with both discretionary income and leisure time, women have yet to be regularly recognized as valued consumers, as valued as the men targeted by unimaginative, sexist campaigns.
The House measure would cap interest rates at 8.5% for student loans while the Obama proposal would contain no such cap but would include a program to limit a former student's annual expenditures on the loan to no more than 10% of discretionary income.
These sectors are shielded more from financial downturns, depending less on discretionary consumer income.
These obligations are eating up vacation days and discretionary (and not-so discretionary) income, but it's often nearly impossible to say no.
The focus there is really trying to reduce exposure to this discretionary purchases from low income consumers and if you watch them today there is a lot of these people in this country that are living on paycheck-to-paycheck and without savings and any movement or economic event really has an impact on them on a current basis relative to their expenditures.
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