But it says the model of a fund as an independent discretionary trust delivering social care is "financially unsustainable".

BBC: Mandy Kiddell

More than 16.3 million shares were sold at 775p each on behalf of the Wood Family Trust, the Sir Ian Clark Wood's 1997 Discretionary Trust and members of the Wood family.

BBC: Sir Ian Wood's family sell shares in company

According to the ETF Finder at ETF Channel, RCL makes up 1.44% of the First Trust Consumer Discretionary AlphaDEX Fund ETF ( AMEX: FXD) which is trading higher by about 1.9% on the day Friday.

FORBES: RCL Makes Bullish Cross Above Critical Moving Average

Since the trust's payouts were entirely discretionary, the trustees would have been entitled to tell Hank that they deemed him unworthy.

FORBES: Black Sheep Beats Bank

The trust officers could have made a good case for refusing to make discretionary distributions to Hank.

FORBES: Black Sheep Beats Bank