On the other hand, there are do-it-yourself kits that will do little more than point out some options, once you have settled on your financial goals.
Yet no industry is so unregulated, so dimly perceived, promises so much but can often do so little -- or so much harm.
Neither the major manufacturers nor the big mobile networks spend much time on marketing simple phones that do little - that's not where the money is.
Why, when you have two of the most destructive hitters in world cricket - Yuvraj Singh and Mahendra Dhoni - do you send out the little-known Ravi Jadeja instead?
For them, the normal things that make up a life - economic stability, public safety and the hope that one's children will do better - are of little use as they march forward under the flag of jihad.
Those ever popular short-term performance incentives such as spot bonuses tend to be just that, short-term, and do little to increase engagement or long-term performance.
Republicans should have, in our view, done what they had done just a few months before, which is pass a short-term measure to delay implementation of the sequester, a measure that would have represented the balance that the public supports, asking the well-off and well-to-do to pay a little bit, not just seniors and middle-class families, and that then regular order could have continued as it is now, but without the sequester.
Russian banks tend to be small, badly run, and do little deposit-taking and lending.
Yesterday, Wix was a nice little do-it-yourself website designer with a cute logo.
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He was looking for something compelling to do with the little-watched Discovery Health network, which is in about 74 million U.S. homes, according to media researcher SNL Kagan.
Moreover they are not new to Mr Schroeder's administration - he has shed seven or his 16 ministers since he came to power - and do little to counter the kind of slick competence Mr Stoiber aims to portray.
It remains a lot for one man to do - especially one that has played such little competitive cricket recently - but he managed an unbeaten 40 against Worcestershire last week and has an outstanding record against England.
But, again, we can do this -- we can do the warmup pitches a little earlier for that, too.
The bank also fears that lower short-term rates would do little to repair Europe's economic problems, because they would raise inflationary expectations and thus long-term interest rates.
Signposting a rate cut would probably only temporarily boost confidence and a -25bp rate cut now would actually do very little to the real economy in the short-to-medium term.
Now, before I get off the topic of the education, let me do a little more truth-telling.
Orphan or under-utilized servers do little useful work and suck up power.
Villa, mindful that extra-time would do little to help their Wembley preparations, immediately found an extra gear as they searched for a winner.
And, by the way, when I say asking folks like me to do a little bit more -- we've tried that before, too, under Bill Clinton.
We have tried to yank the federal government into the 21st century when it comes to technology and making everything we do a little more Web-friendly.
Sometimes private-equity firms do little more than suck up money like a vacuum cleaner and leave someone else holding a big, ol' dusty bag full of debt.
Economists also note that even where Chinese data are reliable, they can be pumped up by investment or government spending that might do little for long-term prosperity.
But TanDEM-X and TerraSAR-X do something a little more interesting.
Saying "Together, America can do better" is a bit like saying "Together, the North won the Civil War" you know what it's supposed to mean, but you have to do a little mental stutter-step to get there.
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And for what it's worth - and you can judge whether it's worth a lot or a little - bankers themselves do not believe they're being given an easy ride by the authorities.
But the north-east's revival has little to do with the country's overall economic-growth targets.
We need to do better than 11th-hour unilateral decisions to subpoena witnesses having little to do with the underlying referral.
But wind farms--which substitute for coal as a fuel for electricity--have little to do with oil prices.
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