The typical age is 31 for telecommuters and 22 on campus, says Tom Lenz, the director of Creighton's online doctor of pharmacy program.

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They must hold a state license and a doctor of pharmacy degree from an accredited program, earned after two or three years of postsecondary study.

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You can take money out of the HSA to cover hospital, doctor, dentist, orthodontist, pharmacy, lab and optician bills.

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Prices of drugs, of course, are difficult to evaluate, since the cost of production of a given dose is often far lower than the final cost in a pharmacy or doctor's office.

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