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Who cares if Apple still has the slickest, easiest-to-use operating system if no one else is using it?

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After reading the reviews, I got the sense that the Sony is the most full featured, the Kodak takes still photos, is waterproof and outdoors-friendly, and the Flip is the easiest to use.

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The easiest way to minimize costs is to dismiss active managers altogether and simply use low-cost index funds.

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