Just two of those gates: UPS has delved into the world of electronic funds transfer with its new COD program and into Web retailing with a call center run on behalf of Nike.com.

FORBES: Logistics in Brown

The Federal Reserve Bank of New York, just three blocks from the World Trade Center, remained open throughout the day, though it shifted its electronic funds transfer and security transfer system to backup computers at the Federal Reserve Regional Bank in Richmond, Virginia.

CNN: Attacks prompt widespread closings

Similar tactics already have been used in the U.K., Scandinavia and South Africa, and are part of an upsurge in wire and electronic-funds transfer thefts at financial institutions that have drastically escalated in the past year, affecting mostly small businesses and nonprofit groups.

WSJ: Hack Attack: How to Protect Your Online Accounts