Most people have extra private insurance to cover areas that are not eligible for reimbursement by the public health insurance system and many make out of pocket payments to see a doctor.

BBC: Healthcare around the world

Barclays has set aside extra money to cover claims for mis-sold payment protection insurance (PPI).

BBC: Barclays sets aside ?700m more to cover PPI claims

And also, insurance companies will be required to cover, at no extra cost, routine checkups and preventive care.

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And insurance companies will be required to cover, with no extra charge, routine checkups and preventive care, like mammograms and colonoscopies.

CNN: Obama offers health care details in speech to Congress

And insurance companies will be required to cover, with no extra charge, routine checkups and preventive care, like mammograms and colonoscopies -- because there's no reason we shouldn't be catching diseases like breast cancer and colon cancer before they get worse and cost more money.

WHITEHOUSE: President Obama Explains Why Health Insurance Reform is Crucial for Small Business | The White House

And under the Affordable Care Act insurance companies are required to cover recommended preventive services, including tobacco cessation counseling without charging you an extra penny out of your own pocket.

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Because of this reform, insurance companies have to cover basic preventative things like contraception, cancer screenings, prenatal care, with no extra cost.

WHITEHOUSE: Remarks by the First Lady at a Campaign Event

And because we passed this law -- something that no other President has been able to do -- insurance companies now have to cover basic preventative care, things like mammograms and prenatal care, at no extra cost.

WHITEHOUSE: Remarks by the First Lady at a Campaign Event