Whether it is through an accountable care organization (ACO) or bundled payment to a patient-centered medical home, insurance companies and government health programs like Medicare are moving toward so-called value-based payment systems and away from fee-for-service medicine.

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If the client wanted more help, Schwab later punted him off to a small army of 400 investment advisers, the independent financial planners who passed Schwab's sniff test for fee-based services and unbiased service and who agreed to pay referral fees for the clients.

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According to The Wall Street Journal, Amazon will soon launch a subscription-based book service, charging a monthly fee for access to a library of e-books.

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New York is moving away from a fee-for-service system for Medicaid patients suffering from chronic illnesses, to one based on patient outcome.

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Those rules reward groups of health care providers by allowing them to keep a percentage of the money they save by treating patients based on outcome, instead of fee-for-service.

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Since then, he has transformed the service, which was initially launched in 2006 as a fee-based videoconferencing platform for desktops, into a social-media tool used on everything from laptops to smartphones and tablets.

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