Among worrisome signs is its proposed Consumer Financial Protection Agency Act of 2009.

WSJ: The Consumer Financial Protection Agency Act Is Flawed

They want the Consumer Financial Protection Bureau to change the Credit CARD Act.

FORBES: How Stay-at-Home Moms Can Thumb Their Noses at the CARD Act

The good news is that in October 2012, the Consumer Financial Protection Bureau proposed changes to the CARD Act to rectify this unintended consequence of the law.

FORBES: Five Best Financial Tips for Women Divorcing in 2013

The Consumer Financial Protection Bureau has said they will review the act and see what can be done to protect the rights of non-working spouses but many stay-at-home parents will continue to face a struggle of obtaining credit without the use of household income for the foreseeable future.

FORBES: Stay at Home Moms Face Credit Card Challenges

The 2010 Dodd-Frank Act invented another powerful expansion technique by placing the Consumer Financial Protection Bureau inside the Federal Reserve.

FORBES: The Constitution Is Eroding -- Rules Are Needed To Restrain Government

It's a warm up act for bigger battles: Should Congress establish a regulatory agency for consumer financial protection?

FORBES: Magazine Article

The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 tasked the Securities and Exchange Commission (SEC) to gauge the level of financial literacy that exists in America among individual investors.

FORBES: Educating a Nation of Financial Illiterates